OMNIA Partners Blog

Companies are Taking a New Approach to Healthcare Benefits

Posted by OMNIA Partners on September 13, 2017

Businesses across the country are changing the way they think about healthcare coverage and employee engagement. The current and outdated system has been in place for 30 years and is responsible for the cost of healthcare rising so high, that it severely cuts into employee paychecks and employer profits.


And all of this healthcare spending has not slowed down the catastrophic shift in the overall health of the U.S. population in the least. For example, in 1960, the total of all Americans having type I and II diabetes was only 0.6%. From the first human civilizations all the way until 1960, the disease rate stayed level. Then came the invention of processed and packaged food, catapulting the rate of type II diabetes to its current rate of 14%. Similar hikes have been seen with other deadly diet-induced conditions. Transformations of this scope typically have been spread over eons, not decades, and will alter our collective DNA in negative ways we cannot even imagine or afford.


The current state of health in the U.S. also directly correlates with increased depression and drug abuse such as opioid addiction. 

So what’s the answer?

Personal interaction, education and the old-fashioned human touch with leverage solutions like the OMNIA Partners Healthcare Program. Best of all, the program doesn’t cost employers anything and even creates immediate savings. This model drives costs down year after year, as opposed to dealing with consistently rising premiums. It’s a proven method that produces 90% employee engagement in a deep Wellness Program and shows how small daily modifications create big results and drive down overall costs.

Our Fundamental Difference for Immediate Savings

Captive Self-Funded Fully-Insured
Approximately 15% fixed cost Approximately 40% fixed cost 100% fixed cost
Employer retains some risk, shares some risk and shifts catastrophic risk Employee assumes 100% of their own risk Fixed cost
Services can be best in class Services can be split apart All services and options are controlled by insurance company
Transparent with employer control Employer has SOME control and transparency NO employer control and little transparency
Employer retains profits on 80-85% of claim spend Employer assumed 100% of claims volatility Insurance company keeps all profits

Simply stated, it’s more effective to purchase as an enormous group than a small group. Contact us today to learn more about our health and wellness programs and how we can put an end to your increasing healthcare costs.

Topics: Healthcare

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