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Commerce BankStreamline your agencies accounts for payable process

Through Commerce Bank’s relationship with OMNIA Partners, you gain access to CommercePayments®. Offering automated accounts payable (AP) solutions for the public sector, CommercePayments® is powered by Commerce Bank’s 160+ year legacy of financial strength, service and innovation.

CommercePayments® solutions bring together modern technology and a dedicated customer support team, helping you create custom payment strategies built around your agency’s goals.  These strategies focus on electronic payments and revenue opportunities, supported through a simple one-file, cloud-based process that helps work move forward with fewer manual steps.

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    K-12 Education
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    Higher Education
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    State & Local Government

Available through the cooperative contract with OMNIA Partners, CommercePayments® offers virtual credit card programs, purchasing cards and centralized payment processing that helps you reduce manual work and support consistent cash flow.  You also gain access to an exclusive group model that creates shared revenue potential as participation grows.

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CommercePayments® Solutions

CommercePayments® solutions are tailored to meet your unique challenges. From simple process enhancements to full-scale automation tools, CommercePayments® delivers innovative financial solutions to create profitability, increase visibility into payments, reduce fraud risks and decrease costs overall. Our high-touch services and growing suite of solutions solve challenges across the payments landscape, and as trusted advisors, we’re committed to seeing your agency thrive by helping you navigate today’s complex financial environment.

To learn more about CommercePayments® solutions, click here

CommercePayments® AP Card

Easily tailored to your agency, the CommercePayments® AP Card is a virtual credit card program that works with your existing ERP system. By replacing paper checks with electronic payments through the card networks, the AP Card helps reduce manual AP work and creates monthly revenue share opportunities for your agency. Available as a stand-alone program or as part of CommercePayments® Payment Hub, the cloud-based portal simplifies payment management without requiring additional software.

Benefits:

  • Earn revenue share.
  • Potential to minimize check expenses.
  • Keep existing banking relationships.
  • No software to host.
  • Reduce existing processes and procedures.
  • Dedicated enrollment team, with ongoing enrollment through life of program.

Download our solution overview here or visit our website to learn more about CommercePayments® AP Card.

 

CommercePayments® Commercial Cards

Simplify and manage agency purchasing and travel and entertainment spending on a single platform with CommercePayments® Commercial Cards. These cards are designed to improve operational efficiencies, strengthen spending control and help support compliance across your agency. Whether you are streamlining purchasing processes or monitoring travel and entertainment activity, our Commercial Cards give you a flexible way to manage agency expenses in one place.

Commercial Card

One card for all purchasing and travel & entertainment expenses.

Corporate Card

Manage and control travel & entertainment expenses.

Purchasing Card

Strengthen spending control while streamlining purchasing and payment processes.

Download our solution overview here or visit our website to learn more about CommercePayments® Commercial Cards.

 

CommercePayments® PreferPay®

Managing payments shouldn’t be a hassle. Whether sending jury payments, distributing NIL funds or issuing unclaimed property payments, CommercePayments® PreferPay® simplifies how you make consumer payments, reducing costs and improving security. With automated processing and integrated reporting, your agency can save time on manual disbursements and reconciliation as well as faster payments that reduce administrative burden.

Benefits:

  • Faster, flexible payments without cost or complexity of check.
  • Multiple ways to send payments including deposit to debit card, direct deposit (ACH), digital wallets and paper checks.
  • Added layers of protection with built-in fraud prevention measures such as one-time passcode (OTP) authentication and encryption.
  • Adaptable to your agency’s specific payment needs.
  • Visibility into transactions through the PreferPay® Insights Portal for easier tracking and management.

 

Download our solution overview here or visit our website to learn more about CommercePayments® PreferPay®.

CommercePayments® Payment Hub

Seamlessly enable automation into your AP processes, helping your agency save time and money. CommercePayments® Payment Hub is a one-stop solution that interfaces with your enterprise resource planning (ERP) system, managing all vendor-assigned payment types while offering a single-file approach that facilitates payments and creates reconciliation files.  Payment Hub helps your AP team work more efficiently by reducing manual tasks, outsourcing payment fraud oversight and handling supplier-related inquiries. Our dedicated customer support team works with you to maintain a strategic payment mix that supports revenue opportunities for your agency.

Benefits:

  • Commerce Bank enrolls suppliers and encourages conversions to AP virtual credit card.
  • Enables supplier payments in their preferred payment option: AP virtual credit card, premium ACH, ACH or check.
  • Interfaces with your existing ERP system.
  • Automates vendor payments from a single payment file.
  • Generates a reconciliation back to system.
  • Moves supplier support responsibilities to Commerce Bank’s internal team.
  • Saves time and money by eliminating manual processes.
  • Grows revenue share profits from AP card and premium ACH payments.
  • Simplifies reconciliation.
  • Improves cash management with same-day payment insights.
  • Mitigates fraud risks by easily cross-referencing payments with invoices.
  • Enables your AP team to focus on strategic, revenue-generating activities.

Download our solution overview here or visit our website to learn more about CommercePayments® Payment Hub.

Success Stories

Bringing innovation, efficiency and accuracy to AP function in school districts.

Learn how Commerce Bank has advanced efficiency in Broken Arrow Public Schools.

READ MORE

Customer Insights From The City of Richmond Heights.

Learn how Commerce Bank helped the City of Richmond Heights with their municipal needs for more than 30 years.

READ MORE

Resources

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Contact Information

Roger Williams

Strategic Partnership Executive

roger.williams@commercebank.com

(314) 479-7355

 

©2026 Commerce Bancshares, Inc. Challenge Accepted.® and the Commerce Bank logo are registered trademarks of Commerce Bancshares, Inc. All rights reserved. CommercePayments® solutions are provided by Commerce Bank.

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